Citizens of Osceola,
Yesterday(07.03.2020), Governor Asa Hutchinson and Arkansas Municipal League attorney John Wilkerson presented the model face mask ordinance for each city's consideration.
I know that you will want to study this, ask questions, confer and discuss this with loved ones, community leaders and your City Council Members. We are posting the model document along with the ADH Guidance on the Use of Face Coverings by the General Public on the city's website for public view.
Have a happy and safe 4th of July.
Mayor Sally Wilson
ADH Guidance on Masks189.46 KB
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Category: COVID-19 Response & Resources
As the COVID-19 pandemic lingers, more and more people are facing job loss and financial difficulty.
In fact, since the crisis began, over 3.4 million Americans have entered a mortgage forbearance plan to help them stay financially afloat. Mortgage forbearance allows homeowners to pause their mortgage payments for up to a year while dealing with short-term hardship.
If you’re a homeowner, here’s what you need to know about mortgage forbearance and whether it’s the next right step for you and your family:
- Most lenders do not require proof of financial difficulty outside of verbal or written verification from the borrower.
- You can receive forbearance for up to one year, during which time lenders cannot foreclose on your home.
- If you have a federally-backed mortgage from Fannie Mae and Freddie Mac or a VA, USDA, or FHA mortgages, there are several repayment options available when the forbearance period ends. You will not be required to make a lump-sum repayment.
- Homeowners with privately-owned mortgages may be eligible for forbearance and loan modification plans directly from their lenders.
- Mortgage forbearance will not negatively impact your credit report
- Interest will accrue during the forbearance period, but it doesn’t have to be repaid until later.
- You can sell your home in forbearance. However, the forbearance amount would become due upon the sale of the property.
If COVID-19 has impacted your finances, talk to your lender as soon as possible about your mortgage relief and repayment options.
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Category: COVID-19 Response & Resources
